You've decided to take the first step in purchasing a home, congratulations!
That is a huge decision and may be overwhelming at times. We are here to guide you along your way to purchasing your home.
Step one is researching and finding a lender you are comfortable working with (We can assist you with our preferred list of lenders to get you started). It's important to have a lender that appreciates your business, explains the process thoroughly and will complete tasks in a timely manner. Having a lender and realtor that will work as a team is vital to making sure the process runs as smooth as possible and benefits you.
After choosing a lender, you will need to find out how much you are pre-qualified for to purchase your home. Being pre-qualified allows you to know what price range of homes to search for. The general information the lender reviews will be your income, employment details, housing history and they will complete a credit check. This will help the lender determine your potential interest rate and pre-qualified loan amount. The amount of your down payment depends on the type of loan or program you are approved for (FHA, Conventional, Down Payment Assistance, etc). This information will be most beneficial once you choose a realtor.
Yes, the last step to getting started is choosing a realtor to work with. As mentioned previously, the lender and realtor you work with are vital to making sure the process runs as smooth as possible! Your realtor is there to assist you with any questions and/or concerns during this time. They will help you search for the home that meets your needs while staying within your budget.
Allow YES! Home Solutions to start assisting you through the process today!